Please read this Terms of Use Agreement ("Terms of Use", "Terms") carefully. The Terms of Use is a legal agreement between you ("User", "you", "your") and S-mart Solutions ("S-mart Solutions", "we", "us", "our").

By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. We reserve the right to amend these Terms at any time and without notice. Any changes or modifications will be effective immediately upon posting the revisions on the site, and you waive any right you may have to receive specific notice of such changes or modifications. Your continued use of this site after the posting of changes or modifications will confirm your acceptance of such changes or modifications. Therefore, you should frequently review these Terms of Use and any other applicable policies to understand the terms and conditions that apply to your use of the site. If you do not agree to the amended terms, you must stop using the site immediately.